What is Earthquake Insurance?
Property coverages for losses resulting from a sudden trembling or shaking of the earth, including that caused by volcanic eruption. Most home and renters insurance policies do not cover damage caused by an earthquake, but coverage can be purchased as a separate policy.
Excluded are losses resulting from fire, explosion, flood or tidal wave following the covered event. Read this recent article on the Seattle Times for more info, Earthquake insurance in Washington: What you need to know.
Because everyone’s needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.